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PayPal

Pay in 4

  • Available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO or NV.
  • Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score.
  • You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosuresrelated to Pay in 4.

Pay Monthly

  • Subject to consumer credit approval for purchases of $199 to $10,000. Soft credit check may be needed but will not affect your credit score. 
  • Fixed APR is 9.99-35.99% based on your credit. Rates as low as 4.99% from time to time. Terms may vary based on purchase amount. EXAMPLE: a $600 purchase can be paid at 22% APR in 6 monthly payments ($106.51/mo.; $39.08 interest; $639.08 total of payments) or 12 monthly payments ($56.16/mo.; $73.88 interest; $673.88 total of payments). A $2,500 purchase can be paid at 22% APR in 24 monthly payments ($129.70/mo; $612.69 interest; $3,112.69 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments.
  • Offer availability depends on the merchant and may not be available for subscriptions or recurring payments
  • Pay Monthly is currently not available to residents of AK, HI, MA, NV, NY or TX. 
  • You must be 18 years old or older to apply.
  • Missed payments may have an impact on your credit score.
  • The lender for Pay Monthly is WebBank. PayPal, Inc.(NMLS #910457): CT Small Loan Licensee. RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.